Stand Up India Scheme

Stand Up India Scheme

Stand Up India Scheme


  • Stand Up India Scheme was launched by the Ministry of Finance to promote entrepreneurship at the grassroots level focusing on economic empowerment and job creation.
  • This scheme has been extended up to the year 2025.


  • Promote entrepreneurship amongst womenScheduled Caste (SC) and Scheduled Tribe (ST) category.
  • Provide loans for greenfield enterprises in manufacturing, services, or the trading sector and activities allied to agriculture.
  • Facilitate bank loans between Rs.10 lakh and Rs.100 lakh to at least one SC/ST borrower and at least one woman borrower per bank branch of Scheduled Commercial Banks.

Facilitates Bank Loans:

The Stand Up India scheme aims to encourage all bank branches to extend loans. The desiring applicants can apply under the scheme:

  • Directly at the branch or,
  • Through Stand-Up India Portal ( or,
  • Through the Lead District Manager (LDM).

Eligibility for a Loan:

  • SC/ST and/or women entrepreneurs, above 18 years of age.
  • Loans under the scheme are available for only green field projects. Greenfield signifies, in this context, the first-time venture of the beneficiary in manufacturing, services, or the trading sector and activities allied to agriculture.
  • In the case of non-individual enterprises, 51% of the shareholding and controlling stake should be held by either SC/ST and/or Women Entrepreneur.
  • Borrowers should not be in default to any bank/financial institution.
  • The Scheme envisages ‘up to 15%’ margin money which can be provided in convergence with eligible Central/State schemes.
  • In any case, the borrower shall be required to bring in a minimum of 10 % of the project cost as his contribution.

Tax Benefits/Incentives in Stand Up India:

  • The applicants will get an 80% rebate after filing the patent application form. This can only be filled by start-ups and the benefits are also more for them as compared to other companies.
  • There is also an inclusion of Credit Guarantee Fund and the entrepreneurs enjoy relaxation in Income tax at least for the first three years.
  • There will be complete relaxation for the entrepreneurs for the Capital Gain Tax.
  • Moreover, for the entities who qualify the program will further enjoy benefits like the redemption of tax on the profits earned.
  • This is to ease the entities during the initial Startup phase so that there is no burden of paying heavy costs for taxes.

Related Links:

Startup India SchemeDesign Linked Incentive (DLI) Scheme
Lakhpati Didi SchemeProduction Linked Incentive (PLI) Schemes